Disclaimer
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
Welcome to crenitholva's disclaimer section. Please read this information carefully before using our financial planning consultation services. This disclaimer applies to all interactions with our website and services.
General Information Disclaimer
The information provided on this website is for general informational purposes only. Our financial planning consultations are designed to discuss your personal circumstances, but individual results and outcomes will vary based on numerous factors including your financial situation, goals, and market conditions.
Limitation of Liability
crenitholva limits its liability to the fullest extent permitted under Australian law. We provide consultation services but cannot guarantee specific financial outcomes or results from following any guidance discussed during our sessions.
- Direct financial losses resulting from market fluctuations or personal financial decisions
- Indirect damages including lost opportunities or consequential losses
- Technical issues affecting website functionality or consultation delivery
- Third-party service disruptions or external platform failures
Information Accuracy and Currency
We strive to maintain current and accurate information on our website, but financial markets and regulations change frequently. Information may become outdated between updates, and you should verify current market conditions independently.
Always consult current market data and regulatory requirements before making financial decisions
Nature of Consultation Services
Our services involve discussing financial planning concepts and reviewing your personal circumstances. We do not provide specific financial advice, recommendations, or instructions. All consultation content should be considered informational discussion rather than professional financial advice.
External Links and References
Our website may contain links to external resources for your convenience. We are not responsible for the content, accuracy, or practices of external websites and do not endorse third-party services or information.
Results and Outcome Disclaimer
Financial planning consultation results vary significantly between individuals. Your personal circumstances, market conditions, and implementation of discussed concepts will affect outcomes. We cannot predict or guarantee specific results from our consultation services.
Individual results may vary significantly based on personal circumstances and market conditions
User Indemnification
By using our services, you agree to indemnify crenitholva against any claims arising from your use of our consultation services, website, or any decisions made based on information discussed during consultations.
Governing Law and Jurisdiction
This disclaimer is governed by Australian law, specifically the laws of New South Wales. Any disputes will be resolved through Australian courts and regulatory frameworks.
Regional Regulatory Considerations
Financial regulations may vary across Australian states and territories. Our consultations consider general Australian financial principles, but local variations may apply to your specific situation.
- State-specific superannuation regulations and contribution limits may differ
- Property and taxation laws vary between Australian jurisdictions
- Local financial services licensing requirements may affect service availability
Age and Eligibility Requirements
Our financial planning consultation services are available to adults aged 18 and over who can enter into binding agreements under Australian law.
18+ only
Health and Wellbeing Considerations
Financial stress can impact personal wellbeing. If you experience anxiety or stress related to financial matters, consider consulting appropriate health professionals alongside our financial planning discussions.
Disclaimer Updates and Modifications: Disclaimer Updates and Modifications
Disclaimer Updates and Modifications
We may update this disclaimer periodically to reflect changes in our services or legal requirements. Continued use of our services after updates constitutes acceptance of revised terms.
Contact Information
For questions about this disclaimer or our services, please contact us using the information below. We aim to respond to inquiries promptly during business hours.
Last Updated: August 8, 2025